A) Antiques
B) Derivatives
C) Commodities
D) Index funds
E) Coins
G) A) and C)
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Computers and the Internet have revoluti...View Answer
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A) A financial ad executive
B) An individual who gets free money for clients
C) A discount agent
D) An individual who sells manufactured products for clients
E) An individual who buys and sells securities for clients
G) All of the above
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A) Overall interest rates in the economy increase.
B) Someone just wanted to get rid of the bond quickly.
C) The bond receives a better rating by Standard & Poor's or Moody's.
D) Overall interest rates in the economy decrease.
E) The company just introduced a new product.
G) A) and C)
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A
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A) Savings accounts
B) Corporate bonds
C) Municipal bonds
D) Common stock
E) Commodities
G) B) and C)
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A) The bond receives a lower rating by Moody's or Standard & Poor's.
B) Overall interest rates in the economy increase.
C) The government places an interest ceiling on corporate bonds.
D) Overall interest rates in the economy decrease.
E) The corporation files for protection under the bankruptcy laws.
G) A) and B)
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A) just plain luck.
B) a margin profit.
C) selling high.
D) a capital gain.
E) an SEC transaction.
G) A) and B)
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A) a stock split.
B) a stock conversion.
C) a stock dividend.
D) a cash dividend.
E) retained earnings.
G) A) and C)
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A) $2,000.
B) $2,500.
C) $7,500.
D) $6,000.
E) $1,500.
G) B) and D)
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A) stock issue.
B) annual report.
C) investor's analysis.
D) stock offering.
E) prospectus.
G) A) and C)
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A) 30 percent stock dividend.
B) three-for-one stock split.
C) two-for-one stock split.
D) 300 percent stock dividend.
E) stock price revaluation.
G) B) and E)
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The Securities and Exchange Commission (SEC) plays a critical role in protecting investors in the stock market by enforcing laws and regulations designed to promote fairness, transparency, and integrity in the securities markets. The SEC's mission is to protect investors, maintain fair, orderly, and efficient markets, and facilitate capital formation. Here are some of the key ways in which the SEC protects investors:
1. **Regulation and Oversight**: The SEC oversees securities exchanges, securities brokers and dealers, investment advisors, and mutual funds, ensuring that they operate in a manner that is fair to all investors.
2. **Disclosure Requirements**: The SEC requires public companies to disclose meaningful financial and other information to the public. This provides a common pool of knowledge for all investors to use to judge for themselves whether to buy, sell, or hold a particular security.
3. **Enforcement**: The SEC vigorously enforces the federal securities laws and pursues individuals and companies who engage in insider trading, accounting fraud, and providing false or misleading information about securities and the companies that issue them.
4. **Investor Education**: The SEC provides investors with access to a wealth of educational materials and tools that help them make informed investment decisions and better understand the markets.
5. **Market Surveillance**: The SEC monitors trading activity and looks for signs of market manipulation and other potential violations of the securities laws.
6. **Rulemaking**: The SEC engages in a robust rulemaking process that is designed to address emerging issues in the markets and to implement legislative mandates. These rules are developed with public input to ensure they effectively protect investors while promoting capital formation.
7. **Examination and Compliance**: The SEC conducts examinations of regulated entities to ensure compliance with the law and to detect problems and correct poor practices before they become more serious.
8. **Investor Advocacy**: The SEC has an Office of Investor Advocate which helps to ensure that investor concerns are heard at the Commission and are considered in SEC decision-making.
By fulfilling these roles, the SEC helps to build investor confidence in the fairness and integrity of the U.S. stock market, which is essential for the health of the economy and the growth of businesses.
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A) No-load funds invest in fewer types of investments than load funds.
B) Load funds generally have fewer different stocks and bonds in their investment portfolio.
C) Load funds charge a yearly management fee whereas no-load funds do not.
D) No-load funds do not charge when you buy shares and load funds do.
E) No-load funds have no charges for purchases, but fees are charged to sell them, and load funds have fees at the beginning and at the end.
G) B) and C)
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A) Buying long
B) Selling short
C) Selling long
D) Buying short
E) Buying on margin
G) A) and D)
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Constructing a personal balance sheet ca...View Answer
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1. Create a budget: Start by creating a detailed budget that outlines your income and expenses. This will help you understand where your money is going and identify areas where you can cut back.
2. Build an emergency fund: Set aside a portion of your income each month to build up an emergency fund. Aim to have at least three to six months' worth of living expenses saved up in case of a financial emergency.
3. Pay off debt: Focus on paying off high-interest debt, such as credit card balances, as quickly as possible. This will free up more of your income to use for essential expenses during an economic crisis.
4. Diversify your income: Look for ways to diversify your sources of income, such as taking on a side job or starting a small business. Having multiple streams of income can provide a safety net during tough economic times.
5. Cut unnecessary expenses: Review your budget and identify any non-essential expenses that you can cut back on or eliminate entirely. This could include dining out less, canceling subscription services, or finding more affordable alternatives for everyday expenses.
6. Stay informed: Keep up to date with economic news and trends so that you can make informed decisions about your financial situation. This will help you anticipate and prepare for potential economic challenges.
By taking these steps to put your financial affairs in order before an economic crisis, you can increase your chances of surviving and even thriving during tough economic times.
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A) $120,000
B) $50,000
C) $170,000
D) $70,000
E) $0
G) A) and D)
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A) Pay them out to stockholders as dividends
B) Invest them in the stock of other companies
C) Reinvest them in Haverting to finance growth
D) Keep half and pay the rest to stockholders
E) Use the money to reduce corporate debt
G) A) and E)
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A) Federal Securities Act of 1964.
B) Maloney Act of 1938.
C) Securities Act of 1933.
D) Securities Exchange Act of 1934.
E) Investment Company Act of 1938.
G) C) and D)
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A) 3.5 percent
B) 5 percent
C) 7 percent
D) 8 percent
E) 10 percent
G) C) and D)
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